Cashback
Reliance SBI Credit Card
SBI 7.2
CardTrail Score
Very Good
out of 10
Annual Fee
₹499
Spend ₹1L/year
Forex Markup
3.5%
Reward Rate
1.25%
Up to 2.5%
Lounge Access
0
domestic | 0 intl
About This Card
The Reliance SBI Credit Card is a cashback credit card from SBI with an annual fee of ₹499. It delivers a solid 1.25% reward rate on all spends. Key perks include fuel surcharge waiver. Best suited for online shoppers.
Pros & Cons
Pros
- Competitive 1.25% reward rate
- Fuel surcharge waiver saves on petrol/diesel
- Easy EMI conversion on purchases
- Attractive welcome bonus: ₹500 Reliance voucher
Cons
- 3.5% forex markup is above average
- No complimentary lounge access
Fee Details
Annual Fee
₹499
Joining Fee
₹499
Fee Waiver Condition
Spend ₹1L/year
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes
Reward Structure
Base Rate
1.25%
Max Rate
2.5%
Currency
Reward Points
Welcome Bonus
₹500 Reliance voucher
Lounge Access
Domestic Lounges
0
International Lounges
0
Key Highlights
- + Annual fee ₹499 (waiver: Spend ₹1L/year)
- + 1.25% reward rate on all spends
- + Fuel surcharge waiver at all pumps
- + Welcome bonus: ₹500 Reliance voucher
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Quick Summary
Best For
shopping
Annual Fee ₹499
Base Reward 1.25%
Max Reward 2.5%
Forex Markup 3.5%
Network Visa
Min Income ₹3L+
CardTrail Score
Best For
shopping
