Cashback

RBL ShopRite Credit Card

RBL

5.7

CardTrail Score

Decent

out of 10

💰 Net Value

4.0

🔓 Accessibility

8.2

⚡ Feature Depth

3.8

🏦 Bank Trust

4.5

How we score →

Compare This Card Full Details

Annual Fee

₹500

Spend ₹1L/year

Forex Markup

3.5%

Reward Rate

0.5%

Up to 5%

Lounge Access

domestic | 0 intl

About This Card

RBL ShopRite is a niche grocery cashback card — 5% back on groceries and online shopping. If your monthly grocery bill is significant, this card pays for itself. No lounge access and limited perks otherwise.

Pros & Cons

Pros

5% on groceries — unique niche
Zero joining fee
Simple cashback model

Cons

No lounge access
3.5% forex
Monthly cashback caps
Limited beyond grocery category

Fee Details

Annual Fee

₹500

Joining Fee

Free

Fee Waiver Condition

Spend ₹1L/year

Fuel Surcharge Waiver

Yes

EMI Conversion

Yes

Reward Structure

Base Rate

0.5%

Max Rate

Currency

Cashback

Welcome Bonus

₹250 cashback

Lounge Access

Domestic Lounges

International Lounges

Key Highlights

+ 5% on groceries and online shopping
+ 1% on all other spends
+ Zero joining fee

Compare With...

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HDFC

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