Entry Level
RBL BankBazaar PLAY Credit Card
RBL 5.9
CardTrail Score
Decent
out of 10
Annual Fee
Free
Lifetime free
Forex Markup
3.5%
Reward Rate
0.5%
Up to 5%
Lounge Access
2
domestic | 0 intl
About This Card
A lifetime free card with basic lounge access — rare combination. Best as a first credit card to build a CIBIL score rather than for its rewards.
Pros & Cons
Pros
- Lifetime free — zero cost ever
- 5X on entertainment category
- Lounge access on a free card
Cons
- 0.5% base rate is poor
- 3.5% forex
- Minimal perks beyond entertainment
Fee Details
Annual Fee
Free
Joining Fee
Free
Fee Waiver Condition
Lifetime free
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes
Reward Structure
Base Rate
0.5%
Max Rate
5%
Currency
Reward Points
Welcome Bonus
None
Lounge Access
Domestic Lounges
2
per quarter
International Lounges
0
Key Highlights
- + Lifetime free card
- + 5X on entertainment
- + 2 domestic lounge visits/quarter
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Quick Summary
Best For
beginner
Annual Fee Free
Base Reward 0.5%
Max Reward 5%
Forex Markup 3.5%
Network Mastercard
Min Income ₹2L+
CardTrail Score
Best For
beginner
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