Lifestyle

Kotak PVR Platinum Credit Card

Name: Kotak PVR Platinum Credit Card
Brand: Kotak
Price: 799 INR

Kotak

5.8

CardTrail Score

Decent

out of 10

💰 Net Value

3.9

🔓 Accessibility

7.5

⚡ Feature Depth

3.3

🏦 Bank Trust

7.0

How we score →

Compare This Card Full Details

Annual Fee

₹799

Spend ₹1L/year

Forex Markup

3.5%

Reward Rate

0.5%

Up to 3%

Lounge Access

domestic | 0 intl

About This Card

The Kotak PVR Platinum Credit Card is a lifestyle credit card from Kotak with an annual fee of ₹799. It earns rewards at 0.5% on everyday purchases. Key perks include fuel surcharge waiver. Best suited for entertainment lovers.

Pros & Cons

Pros

Fuel surcharge waiver saves on petrol/diesel
Easy EMI conversion on purchases
Attractive welcome bonus: 4 free PVR tickets

Cons

3.5% forex markup is above average
No complimentary lounge access
Below-average base reward rate

Fee Details

Annual Fee

₹799

Joining Fee

₹799

Fee Waiver Condition

Spend ₹1L/year

Fuel Surcharge Waiver

Yes

EMI Conversion

Yes

Reward Structure

Base Rate

0.5%

Max Rate

Currency

PVR Reward Points

Welcome Bonus

4 free PVR tickets

Lounge Access

Domestic Lounges

International Lounges

Key Highlights

+ Annual fee ₹799 (waiver: Spend ₹1L/year)
+ Fuel surcharge waiver at all pumps
+ Welcome bonus: 4 free PVR tickets

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