Entry Level

Kotak League Platinum Credit Card

Name: Kotak League Platinum Credit Card
Brand: Kotak
Price: 500 INR

Kotak

6.6

CardTrail Score

Decent

out of 10

💰 Net Value

4.0

🔓 Accessibility

8.7

⚡ Feature Depth

3.8

🏦 Bank Trust

7.0

How we score →

Compare This Card Full Details

Annual Fee

₹500

Spend ₹50K/year

Forex Markup

3.5%

Reward Rate

0.5%

Up to 2%

Lounge Access

domestic | 0 intl

About This Card

Kotak League Platinum is a no-frills entry card. Zero joining fee and low ₹50K waiver threshold make it accessible, but the rewards are poor and there are no premium perks. A stepping stone at best.

Pros & Cons

Pros

Zero joining fee
Very low spend threshold for fee waiver
Basic lounge access

Cons

0.5% reward rate is bottom tier
3.5% forex
Minimal perks
Only 2 lounge visits/quarter

Fee Details

Annual Fee

₹500

Joining Fee

Free

Fee Waiver Condition

Spend ₹50K/year

Fuel Surcharge Waiver

Yes

EMI Conversion

Yes

Reward Structure

Base Rate

0.5%

Max Rate

Currency

Reward Points

Welcome Bonus

None

Lounge Access

Domestic Lounges

per quarter

International Lounges

Key Highlights

+ Zero joining fee
+ ₹500 annual fee waived at ₹50K
+ Basic 2 domestic lounge visits/quarter

Compare With...

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