IRCTC RBL Bank Credit Card
RBL About This Card
IRCTC RBL Bank card is built for frequent train travelers, offering 2.5% rewards on IRCTC bookings, 8 railway lounge visits per year, and train cancellation cover. The RuPay NCMC feature enables metro and bus tap-to-pay.
Pros & Cons
Pros
- 2.5% reward rate on IRCTC train bookings — highest for railways
- 8 railway lounge visits per year
- NCMC enabled — tap to pay at metro/bus terminals
- Train cancellation cover up to Rs 5,000
Cons
- Low Rs 500 annual fee but not waivable
- Points redeemable only on IRCTC website/app
- No airport lounge access
- Low 0.5% reward rate on non-IRCTC spends
Fee Details
Reward Structure
Lounge Access
Key Highlights
- 2.5% rewards on IRCTC train bookings (5 RP per Rs 200)
- 8 railway lounge visits per year (2 per quarter)
- RuPay with UPI + NCMC (metro/bus tap-to-pay)
- Train cancellation cover up to Rs 5,000
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Active Offers (1)
All offersBuy 1 Get 1 on BookMyShow
Buy 1 Get 1 free on movie tickets via BookMyShow with RBL credit cards. Max discount Rs 200. Once per card per month.
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