Super Premium

IndusInd Legend Credit Card

Name: IndusInd Legend Credit Card
Brand: IndusInd
Price: 9999 INR

IndusInd

7.4

CardTrail Score

Very Good

out of 10

💰 Net Value

6.4

🔓 Accessibility

4.5

⚡ Feature Depth

7.5

🏦 Bank Trust

5.5

How we score →

Compare This Card Full Details

Annual Fee

₹9,999

Spend ₹6L/year

Forex Markup

1.8%

Reward Rate

1.5%

Up to 4%

Lounge Access

Unlimited

domestic | 4 intl

About This Card

IndusInd Legend punches above its weight with unlimited domestic lounges, 1.8% forex markup, and 4X on dining/weekends. The ₹6L fee waiver threshold is achievable. Doesn't have the brand cachet of HDFC Infinia, but offers strong value for its price.

Pros & Cons

Pros

Unlimited domestic lounges
Competitive 1.8% forex
4X on dining and weekends
Achievable ₹6L fee waiver

Cons

IndusInd reward ecosystem is limited
4 international lounges/quarter is modest for the fee
Less brand recognition than HDFC/Axis

Fee Details

Annual Fee

₹9,999

Joining Fee

₹9,999

Fee Waiver Condition

Spend ₹6L/year

Fuel Surcharge Waiver

Yes

EMI Conversion

Yes

Reward Structure

Base Rate

1.5%

Max Rate

Currency

Reward Points

Welcome Bonus

10,000 Reward Points + ₹1,000 BookMyShow voucher

Lounge Access

Domestic Lounges

Unlimited

International Lounges

per quarter

Key Highlights

+ Unlimited domestic lounges
+ 1.8% forex markup — competitive
+ 4X on dining and weekend spends
+ Golf access

Compare With...

See how IndusInd Legend Credit Card stacks up against top alternatives

HDFC Diners Club Black

HDFC

9.4

Compare

HDFC Diners Club Metal Edition

Want the Full Picture?

Compare the IndusInd Legend Credit Card side-by-side with any card in our database. Use our comparison tool to see which card truly fits your spending pattern.

Open Comparison Tool Find My Ideal Card

CardTrail is an independent research platform. Our ratings are not influenced by commercial relationships.