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IndusInd Bank Signature Credit Card

Name: IndusInd Bank Signature Credit Card
Brand: IndusInd
Price: 1999 INR

IndusInd

5.7

CardTrail Score

Decent

out of 10

💰 Net Value

3.8

🔓 Accessibility

6.2

⚡ Feature Depth

5.8

🏦 Bank Trust

5.0

How we score →

Compare This Card Full Details

Annual Fee

₹1,999

Spend ₹2L/year

Forex Markup

Reward Rate

0.5%

Up to 2%

Lounge Access

domestic | 0 intl

About This Card

The IndusInd Bank Signature Credit Card is a premium credit card from IndusInd with an annual fee of ₹1,999. It earns rewards at 0.5% on everyday purchases. Key perks include 4 complimentary lounge visits, fuel surcharge waiver.

Pros & Cons

Pros

Low forex markup at 2.0%
Fuel surcharge waiver saves on petrol/diesel
Easy EMI conversion on purchases
Attractive welcome bonus: 2,000 Reward Points

Cons

₹1,999 annual fee may not suit light spenders
2.0% forex markup on international transactions
Income eligibility: ₹6L+ per annum

Fee Details

Annual Fee

₹1,999

Joining Fee

₹1,999

Fee Waiver Condition

Spend ₹2L/year

Fuel Surcharge Waiver

Yes

EMI Conversion

Yes

Reward Structure

Base Rate

0.5%

Max Rate

Currency

Reward Points

Welcome Bonus

2,000 Reward Points

Lounge Access

Domestic Lounges

per quarter

International Lounges

Key Highlights

+ Annual fee ₹1,999 (waiver: Spend ₹2L/year)
+ 4 domestic lounge visits per year
+ Fuel surcharge waiver at all pumps
+ Welcome bonus: 2,000 Reward Points

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