Cashback
IndusInd Bank Platinum Aura Edge Credit Card
6.3
CardTrail Score
Decent
out of 10
Annual Fee
₹999
Spend ₹1L/year
Forex Markup
3.5%
Reward Rate
1%
Up to 2%
Lounge Access
0
domestic | 0 intl
About This Card
The IndusInd Bank Platinum Aura Edge Credit Card is a cashback credit card from IndusInd with an annual fee of ₹999. It delivers a solid 1.0% reward rate on all spends. Key perks include fuel surcharge waiver. Best suited for cashback seekers.
Pros & Cons
Pros
- Competitive 1.0% reward rate
- Fuel surcharge waiver saves on petrol/diesel
- Easy EMI conversion on purchases
- Attractive welcome bonus: ₹500 Amazon voucher
Cons
- 3.5% forex markup is above average
- No complimentary lounge access
Fee Details
Annual Fee
₹999
Joining Fee
₹999
Fee Waiver Condition
Spend ₹1L/year
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes
Reward Structure
Base Rate
1%
Max Rate
2%
Currency
Cashback
Welcome Bonus
₹500 Amazon voucher
Lounge Access
Domestic Lounges
0
International Lounges
0
Key Highlights
- + Annual fee ₹999 (waiver: Spend ₹1L/year)
- + 1.0% reward rate on all spends
- + Fuel surcharge waiver at all pumps
- + Welcome bonus: ₹500 Amazon voucher
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Quick Summary
Best For
cashback
Annual Fee ₹999
Base Reward 1%
Max Reward 2%
Forex Markup 3.5%
Network Visa
Min Income ₹4L+
CardTrail Score
Best For
cashback
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