IndianOil Axis Bank Credit Card
Axis About This Card
The IndianOil Axis Bank Credit Card offers up to 4% value back on IOCL fuel spends with a 1% surcharge waiver. At Rs 500/year, it's a straightforward fuel rewards card. However, the low surcharge cap and high fee waiver threshold limit its appeal. Best for IOCL-loyal drivers with consistent fuel spending.
Pros & Cons
Pros
- 4% value back on IOCL fuel is strong for regular fuel buyers
- Low Rs 500 annual fee
- EDGE Reward Points redeemable across Axis ecosystem
- Fuel surcharge waiver saves on every fill
Cons
- Fuel surcharge waiver cap is very low (Rs 50/cycle)
- Rs 3.5L spend for fee waiver is high for a fuel card
- No lounge access
- Value limited outside IOCL fuel stations
Fee Details
Reward Structure
Lounge Access
Key Highlights
- Up to 4% value back on IOCL fuel spends
- 1% fuel surcharge waiver (Rs 400-Rs 4,000 transactions, capped Rs 50/cycle)
- EDGE Reward Points on fuel, shopping, and eligible spends
- Specifically designed for IndianOil fuel station users
- Fee waiver at Rs 3.5L annual spend
Compare With...
See how IndianOil Axis Bank Credit Card stacks up against top alternatives
Want the Full Picture?
Compare the IndianOil Axis Bank Credit Card side-by-side with any card in our database. Use our comparison tool to see which card truly fits your spending pattern.
CardTrail is an independent research platform. Our ratings are not influenced by commercial relationships.
Active Offers (1)
All offers20% off on Swiggy every weekend
20% off up to Rs 150 on Swiggy orders over Rs 500 every Saturday and Sunday with any Axis credit card.
Useful Tools
Calculators and finders relevant to the IndianOil Axis Bank Credit Card
Quick Summary
CardTrail Score
Best For
Own the IndianOil Axis Bank Credit Card?
Get notified when benefits change, fees are revised, or a better alternative launches. One email, only when it matters.
Related Cards
View all cards
