Cashback
ICICI Amazon Pay Credit Card
ICICI 8.3
CardTrail Score
Very Good
out of 10
Annual Fee
Free
Lifetime free
Forex Markup
3.5%
Reward Rate
1%
Up to 5%
Lounge Access
4
domestic | 0 intl
About This Card
India's most popular co-branded card. The ICICI Amazon Pay card is lifetime free and gives 5% back on Amazon for Prime members — the best Amazon earn rate available. Amazon Pay balance cashback is nearly as liquid as cash. The no-fee structure makes it a must-have card for anyone who shops on Amazon.
Pros & Cons
Pros
- Lifetime free — zero cost
- 5% on Amazon (with Prime)
- Cashback as Amazon Pay balance — very liquid
- 4 domestic lounge visits
- Visa Signature tier
Cons
- 3.5% forex markup
- No international lounge access
- 2% tier needs specific merchants/bill pays
- Without Prime, Amazon drops to 3%
Fee Details
Annual Fee
Free
Joining Fee
Free
Fee Waiver Condition
Lifetime free
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes
Reward Structure
Base Rate
1%
Max Rate
5%
Currency
Amazon Pay Balance
Welcome Bonus
₹750 Amazon voucher (on ₹3,000 spend in 45 days)
Lounge Access
Domestic Lounges
4
per quarter
International Lounges
0
Key Highlights
- + 5% back on Amazon for Prime members
- + 2% on bill payments & Amazon Pay merchants
- + 1% on all other spends
- + Lifetime free — no annual fee ever
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Quick Summary
Best For
online shopping cashback
Annual Fee Free
Base Reward 1%
Max Reward 5%
Forex Markup 3.5%
Network Visa Signature
Min Income ₹2L+
CardTrail Score
Best For
online shopping cashback beginner
