Fabindia SBI Card credit card
Rewards

Fabindia SBI Card

SBI logo SBI
7.2
CardTrail Score
Very Good
out of 10
Net Value
7.8
Accessibility
8.5
Feature Depth
4.5
Bank Trust
8.5
How we score →
Annual Fee
₹499
Spend Rs 1L/year
Forex Markup
3.5%
Reward Rate
1%
Up to 5%
Lounge Access
0
domestic | 0 intl

About This Card

The Fabindia SBI Card offers 5% value back on Fabindia purchases plus quarterly milestone vouchers. The Rs 499 annual fee is offset by a Rs 500 welcome voucher and Gold Fabfamily Membership. Only worth getting if you're a regular Fabindia shopper.

Pros & Cons

Pros

  • 5% rewards at Fabindia is excellent for loyalists
  • Rs 500 welcome voucher nearly covers first year fee
  • Quarterly milestone voucher of Rs 750
  • Fee waiver at Rs 1L annual spend

Cons

  • Low base reward rate outside Fabindia (1%)
  • No lounge access
  • Niche card only valuable for regular Fabindia shoppers
  • Fuel surcharge waiver capped at Rs 100/cycle

Fee Details

Annual Fee
₹499
Joining Fee
₹499
Fee Waiver Condition
Spend Rs 1L/year
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes

Reward Structure

Base Rate
1%
Max Rate
5%
Currency
Reward Points
Welcome Bonus
Fabindia gift vouchers worth Rs 500 + Gold Tier Fabfamily Membership

Lounge Access

Domestic Lounges
0
International Lounges
0

Key Highlights

  • 5 Reward Points per Rs 100 at Fabindia stores (5% value back)
  • 2 Reward Points per Rs 100 on movies and dining
  • 1 Reward Point per Rs 100 on international spends
  • Rs 750 gift voucher on spending Rs 1L per quarter
  • Gold Tier Fabfamily Membership

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Active Offers (1)

All offers
Offer 25d left

10% instant discount on Flipkart

10% instant discount up to Rs 1,750 on Flipkart purchases above Rs 4,999 with any SBI credit card.

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Quick Summary

Best For
shopping fabindia
Annual Fee ₹499
Base Reward 1%
Max Reward 5%
Forex Markup 3.5%
Network Visa
Min Income ₹3L+

CardTrail Score

7.2
/ 10

Scored across rewards, fees, lounge access, forex, and overall value. Methodology.

Best For

shopping fabindia

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