Entry Level

Canara Bank Gold Credit Card

Name: Canara Bank Gold Credit Card
Brand: Canara Bank
Price: 500 INR

Canara Bank

4.6

CardTrail Score

Decent

out of 10

💰 Net Value

2.2

🔓 Accessibility

8.6

⚡ Feature Depth

2.9

🏦 Bank Trust

5.0

How we score →

Compare This Card Full Details

Annual Fee

₹500

Spend ₹50K/year

Forex Markup

3.5%

Reward Rate

0.25%

Up to 1%

Lounge Access

domestic | 0 intl

About This Card

The Canara Bank Gold Credit Card is an entry-level credit card from Canara Bank with an annual fee of ₹500. It earns rewards at 0.25% on everyday purchases. Key perks include fuel surcharge waiver. Best suited for first-time card users.

Pros & Cons

Pros

Fuel surcharge waiver saves on petrol/diesel
Easy EMI conversion on purchases

Cons

3.5% forex markup is above average
No complimentary lounge access
Below-average base reward rate

Fee Details

Annual Fee

₹500

Joining Fee

₹500

Fee Waiver Condition

Spend ₹50K/year

Fuel Surcharge Waiver

Yes

EMI Conversion

Yes

Reward Structure

Base Rate

0.25%

Max Rate

Currency

Reward Points

Welcome Bonus

None

Lounge Access

Domestic Lounges

International Lounges

Key Highlights

+ Annual fee ₹500 (waiver: Spend ₹50K/year)
+ Fuel surcharge waiver at all pumps

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