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Bank of Baroda Select Credit Card

Name: Bank of Baroda Select Credit Card
Brand: Bank of Baroda
Price: 1499 INR

Bank of Baroda

5.8

CardTrail Score

Decent

out of 10

💰 Net Value

3.9

🔓 Accessibility

7.0

⚡ Feature Depth

4.7

🏦 Bank Trust

5.5

How we score →

Compare This Card Full Details

Annual Fee

₹1,499

Spend ₹1.5L/year

Forex Markup

3.5%

Reward Rate

0.5%

Up to 2%

Lounge Access

domestic | 0 intl

About This Card

The Bank of Baroda Select Credit Card is a premium credit card from Bank of Baroda with an annual fee of ₹1,499. It earns rewards at 0.5% on everyday purchases. Key perks include 4 complimentary lounge visits, fuel surcharge waiver. Best suited for everyday users.

Pros & Cons

Pros

Fuel surcharge waiver saves on petrol/diesel
Easy EMI conversion on purchases
Attractive welcome bonus: 1,000 Reward Points
Premium lifestyle and concierge benefits

Cons

₹1,499 annual fee may not suit light spenders
3.5% forex markup is above average
Below-average base reward rate

Fee Details

Annual Fee

₹1,499

Joining Fee

₹1,499

Fee Waiver Condition

Spend ₹1.5L/year

Fuel Surcharge Waiver

Yes

EMI Conversion

Yes

Reward Structure

Base Rate

0.5%

Max Rate

Currency

Reward Points

Welcome Bonus

1,000 Reward Points

Lounge Access

Domestic Lounges

per quarter

International Lounges

Key Highlights

+ Annual fee ₹1,499 (waiver: Spend ₹1.5L/year)
+ 4 domestic lounge visits per year
+ Fuel surcharge waiver at all pumps
+ Welcome bonus: 1,000 Reward Points

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