Bajaj Finserv RBL Bank SuperCard credit card
Rewards

Bajaj Finserv RBL Bank SuperCard

RBL logo RBL
6.1
CardTrail Score
Decent
out of 10
Net Value
6.0
Accessibility
9.5
Feature Depth
4.0
Bank Trust
6.5
How we score →
Annual Fee
₹999
Spend Rs 1L/year
Forex Markup
3.5%
Reward Rate
1%
Up to 2%
Lounge Access
0
domestic | 0 intl

About This Card

Bajaj Finserv RBL SuperCard's unique selling point is its interest-free emergency loan (90 days) and interest-free cash withdrawal (50 days) — features rarely found on other cards. Reward rates are modest, and lounge access was removed in 2025.

Pros & Cons

Pros

  • Interest-free emergency loan for 90 days — unique feature
  • Interest-free cash withdrawal for 50 days
  • Annual fee waivable at Rs 1L spend
  • Accepted worldwide

Cons

  • Lounge access discontinued from July 2025
  • Low reward rate — 1-2 RP per Rs 100
  • 3.5% forex markup
  • Best suited only within Bajaj Finserv ecosystem

Fee Details

Annual Fee
₹999
Joining Fee
₹999
Fee Waiver Condition
Spend Rs 1L/year
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes

Reward Structure

Base Rate
1%
Max Rate
2%
Currency
Reward Points
Welcome Bonus
None

Lounge Access

Domestic Lounges
0
International Lounges
0

Key Highlights

  • Interest-free emergency loan for 90 days (up to 3 months/year)
  • Interest-free cash withdrawal for 50 days
  • 2 RP per Rs 100 on online transactions
  • 1 RP per Rs 100 on all other spends

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Active Offers (1)

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Buy 1 Get 1 free on movie tickets via BookMyShow with RBL credit cards. Max discount Rs 200. Once per card per month.

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Quick Summary

Best For
emi cash advance
Annual Fee ₹999
Base Reward 1%
Max Reward 2%
Forex Markup 3.5%
Network Mastercard
Min Income No minimum

CardTrail Score

6.1
/ 10

Scored across rewards, fees, lounge access, forex, and overall value. Methodology.

Best For

emi cash advance bajaj

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