Super Premium
Zero Forex
Axis Bank Reserve Credit Card
Axis 4.3
CardTrail Score
Decent
out of 10
Annual Fee
₹50,000
Forex Markup
0%
No extra charge
Reward Rate
1.5%
Up to 3%
Lounge Access
Unlimited
domestic | Unlimited intl
About This Card
The Axis Bank Reserve Credit Card is a super-premium credit card from Axis with an annual fee of ₹50,000. It delivers a solid 1.5% reward rate on all spends. Key perks include zero forex markup, unlimited lounge access, fuel surcharge waiver. Best suited for frequent travellers and luxury spenders.
Pros & Cons
Pros
- Competitive 1.5% reward rate
- Zero forex markup — great for international use
- Generous lounge access benefits
- Fuel surcharge waiver saves on petrol/diesel
Cons
- High annual fee of ₹50,000
- Requires minimum ₹50L annual income
Fee Details
Annual Fee
₹50,000
Joining Fee
₹50,000
Fee Waiver Condition
None
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes
Reward Structure
Base Rate
1.5%
Max Rate
3%
Currency
EDGE Reward Points
Welcome Bonus
50,000 EDGE Reward Points
Lounge Access
Domestic Lounges
Unlimited
International Lounges
Unlimited
Key Highlights
- + 1.5% reward rate on all spends
- + Zero forex markup on international spends
- + Unlimited domestic lounge access
- + Unlimited international lounge access
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Quick Summary
Best For
travel luxury
Annual Fee ₹50,000
Base Reward 1.5%
Max Reward 3%
Forex Markup 0%
Network Visa Infinite
Min Income ₹50L+
CardTrail Score
Best For
travel luxury high spender
