Rewards

AU Altura Plus Credit Card

Name: AU Altura Plus Credit Card
Brand: AU Small Finance Bank
Price: 499 INR

AU Small Finance Bank

6.4

CardTrail Score

Decent

out of 10

💰 Net Value

4.0

🔓 Accessibility

8.2

⚡ Feature Depth

4.2

🏦 Bank Trust

6.5

How we score →

Compare This Card Full Details

Annual Fee

₹499

Spend ₹1L/year

Forex Markup

3.5%

Reward Rate

0.5%

Up to 3%

Lounge Access

domestic | 0 intl

About This Card

The AU Altura Plus Credit Card is a rewards credit card from AU Small Finance Bank with an annual fee of ₹499. It earns rewards at 0.5% on everyday purchases. Key perks include fuel surcharge waiver. Best suited for rewards maximizers.

Pros & Cons

Pros

Fuel surcharge waiver saves on petrol/diesel
Easy EMI conversion on purchases
Attractive welcome bonus: 500 AU Reward Points

Cons

3.5% forex markup is above average
Below-average base reward rate

Fee Details

Annual Fee

₹499

Joining Fee

₹499

Fee Waiver Condition

Spend ₹1L/year

Fuel Surcharge Waiver

Yes

EMI Conversion

Yes

Reward Structure

Base Rate

0.5%

Max Rate

Currency

AU Reward Points

Welcome Bonus

500 AU Reward Points

Lounge Access

Domestic Lounges

per quarter

International Lounges

Key Highlights

+ Annual fee ₹499 (waiver: Spend ₹1L/year)
+ Fuel surcharge waiver at all pumps
+ Welcome bonus: 500 AU Reward Points

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